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Copyright © 2009

All rights reserved. Any visitor to First Commercial Corporation of America Web pages may download, copy or transmit, any portion of the material in the web pages of First Commercial Corporation of America, for informational and noncommercial personal purposes only. Each copy of these materials must retain all copyright and other propriety notices contained therein. The First Commercial Corporation of America name and logo are registered trademarks. These trademarks may not be modified, and they may not be used, downloaded, copied or distributed in any way except as an integral part of an authorized download, copy or transmission of material in these Web pages. No other use, copying or transmission of the trademarks or copyrighted material may be made without the express prior written consent of First Commercial Corporation of America.

The information in the Web pages is intended for First Commercial Corporation of America visitors, and is provided "AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANT ABILITY, FITNESS FOR PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS. In no event shall First Commercial Corporation of America be liable to any person for any special, indirect or consequential damages relating to this material.

First Commercial Corporation of America appreciates and welcomes your ideas and suggestions. Any material received by First Commercial Corporation of America, shall be considered non-confidential, and shall have no obligation of any kind with respect thereto. First Commercial Corporation of America shall be free to modify, re-produce, disclose and distribute any or all of the material to others without limitation, and use it for any purpose whatsoever.

First Commercial Corporation of America reserves the right to make changes at any time, without notice, and is not responsible for typographical errors.

Further information can be obtained from by emailing First Commercial Corporation of America at info@boatfinance.com.

Our Privacy Policy Statement

First Commercial Corporation of America is committed to respecting the privacy of our clients, customers, and all website visitors. In order to provide you with the best possible service it may be necessary for to store information about you. However, we only collect information that you choose to provide us. This information includes but is not limited to your name, address, birth date, e-mail address, phone number, and sometimes, social security number.

If you choose to apply for a loan we may ask you to state financial information such as income history, amount and type of assets, liabilities, and marital status.

Sharing Information with Other Companies

In order to provide the products and services which you may desire or to provide you with information about the products and services that First Commercial Corporation of America offers, we may share certain information about you with affiliate companies such as automobile manufacturers or finance companies. First Commercial Corporation of America may share your information with certain service providers in order to make a lending decision. We may also share personal information with state and federal regulatory agencies as we are required to do by law.

Sharing Information with Third Parties

We do not rent or sell our client list or mailing list to third parties.

First Commercial Corporation of America may share information with certain third parties in the conduct of its business and providing financial services, including: (a) in the course of providing any information, products or services which you may request, information may be provided to lenders, financial partners and third parties who work in conjunction with you or First Commercial Corporation of America(b) any disclosure required by applicable law, regulatory agency, auditor; (c) information provided to reputable credit bureaus, information reporting agencies, financial institutions and merchants; and (iv) in conjunction with providing financial services on-line, we provide certain information to third party service providers. Third parties will be advised of the need to maintain the confidentiality of the information provided to them.

Removal from First Commercial Corporation of America Solicitations

If you are not a First Commercial Corporation of America customer and you are on our mailing list or if you do not want information about the products and services First Commercial Corporation of America can provide , you may want to discontinue receiving mail, e-mail or other solicitations. We respect your wishes and will remove you from our lists. Please send your name, email address, mailing address and phone number to First Commercial Corporation of America at: P.O. Box 439 Allenwood, NJ 08720. Please specify that you want to be removed from mail, e-mail or telephone solicitation.

In the event you are removed from our lists, we still need to communicate with customers on a regular basis to notify them of service issues, or other items that may affect their relationship with First Commercial Corporation of America.

We would be happy to answer any other questions you may have. Just send us an e-mail.

Please contact us with any questions about our privacy policy at 1-800-55-FIRST (34778).

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